VA Housing and Home Loans

No down payment, no PMI, and other housing benefits for veterans.

Last updated August 2026. Source: VA.gov

VA Home Loan
No down payment, no PMI, competitive interest rates, and flexible eligibility for qualifying veterans.

Specially Adapted Housing (SAH) Grants
Grants for veterans with severe service-connected disabilities to build or adapt an accessible home.

Native American Direct Loan (NADL)
A direct VA loan option for eligible veterans purchasing or building on Native American trust land.

How to Apply
Request your Certificate of Eligibility with VA Form 26-1880, then work with a VA-approved lender.

Common Questions